Do You Ever Wonder...The Hallmark Abstract Service Podcast
The Do You Ever Wonder podcast from Hallmark Abstract Service was created for one purpose...To explore topics that our listeners want to learn more about! To achieve this we invite expert guests to discuss their specific areas of expertise with our host, Hallmark Abstract Service CEO Mike Haltman. We are always looking for input from listeners about what they would like to hear about and learn about. We have spoken with 1-800-Flowers founder Jim McCann, Heroes To Heroes Foundation founder Judy Elias, ’The Everyday Entrepreneur’ Rob Basso, Ellen Leikind of Poker Divas, women's financial literacy crusader Cary Carbonaro, and so many more. We explore subjects ranging from health and nutrition, real estate, personal finance, entrepreneurship, business, career, science, philanthropy, and of course issues we all face in life!
Episodes can also be heard at Padverb here: https://en.padverb.com/hallmark1
Do You Ever Wonder...The Hallmark Abstract Service Podcast
Unlocking Residential Financing Solutions: A Deep Dive With Lauren Pastore At Contour Mortgage! Do You Ever Wonder?
While It May Not Be The Sexiest Of Subjects, In Today's Real Estate Market Who You Choose To Arrange Your Mortgage Is Critical!
The Do You Ever Wonder podcast had the opportunity to speak with Lauren Pastore at Contour Mortgage who is a loan originator and sales manager with over 25 years of experience in the mortgage market.
And, looking back over the past couple of decades, Lauren has not only survived but has thrived through many different real estate and mortgage rate environments.
Today's Residential Real Estate Market
Today buyers are facing the proverbial 'seller's market' despite the fact that 30-year mortgage rates have climbed from the Covid-era 2 % or 3% handle to the current 6%+.
Lack of home inventory is a key factor!
On March 20, 2024 when the Federal Reserve's Jerome Powell speaks post-Fed meeting, the real estate market will get more direction concerning where mortgage rates head from here.
That being said, potential purchasers need to put their best foot forward when making an offer and besides the price, sellers will look to make sure that a mortgage will not stand in the way of closing the transaction.
One alternative is to pay cash, but if a mortgage is being arranged it is critical to work with a lender AND a loan consultant who knows how to get it done!
Many in the mortgage market with a track record and proven expertise can do the job. We have met them and worked with them through the years.
But today's guest Lauren Pastore is truly impressive given her deep and thorough knowledge of mortgage products, what best suits her clients, incredible attention to detail that ensures a smooth loan process, and finally her ability to help a potential borrower improve the statistics that will ultimately lead to an underwriters decision!
Some areas we touched on include...
- Pre-Qualifications vs Pre-Approval vs Fully Underwritten Pre-approval,
- Programs for qualified buyers that can lower the mortgage rate by a significant amount,
- The importance of choosing a loan originator carefully,
- The role of a loan originator,
- Overcoming obstacles in the mortgage loan process,
- And much more!
How can you reach Lauren Pastore?
Email: lpastore@contourmortgage.com
Phone: 516-385-6759
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Do you have a great story to tell?
Are you interested in appearing as a guest on the Do You Ever Wonder podcast? Let Mike Haltman know at mhaltman@hallmarkabstractllc.com.
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Hallmark Abstract Service...You Buy Real Estate, We Protect It!
Questions about the podcast, NY title insurance, or the RE transaction process?
Let Hallmark Abstract Service know at (646) 741-6101 or at info@hallmarkabstractllc.com
